Home Trust is a federally regulated trust company carrying on business across Canada. Originally incorporated in Ontario in 1977 as Home Savings and Loan Corporation, the Company was continued under the Trust and Loan Companies Act (Canada) on March 9, 2000.
This Visa is trash. They don't have your back. They always send the statements late, so you can often miss a payment. You have literally a week or less before you need to pay and even. They once sent me a statement weeks too late, and then made it a hassle to even recover there interest charges...
Recently I opened a single chargeback case on this VISA after years of use and at least 80k of transactions, and they failed to send me the first notice for evidence giving me 24h to FAX evidence.
Excellent service, open mind team that maintains a non-judgmental space for borrowers and brokers. I found Home Trust Company, the staff and leadership are always willing to listen, come to a fair resolution and stretch their limits to help clients attain their goals. I have been in the mortgage industry since 2001 and I have learned so much over the years. When I was a rookie, I would call the underwriters or BDM to understand how to structure the transaction for approval and funding. 2 de