Debt Tips & Advice

When you’ve decided to visit a credit counsellor, a little planning goes a long way. Check out some tips on how to plan and what questions to ask.

A credit counsellor can offer you a number of services to help you become more in control of your finances.

Is your debt a little out of control? Find out which services are offered by credit counsellors, and whether they can help you pay down your debt.

Being in debt is stressful and scary, but a debt education course could help you find a solution to your money woes. Here are five ways how.

"Buy now, pay later" plans are a consumer’s greatest temptation. Should you steer clear of this type of credit? Not necessarily. Here are the most common perils.

Many people accept some level of debt in their lives, but there are warning signs that you might have gone too far.

Are debt collectors contacting you? Do you think a debt collector might be harassing you? Find out what are your rights.

Similar to a consolidation order, voluntary deposit implies taking a regular amount of your income to repay your debts. Here’s what you need to know.

What are the good types of debt, and which ones should you avoid?

If you’re in the middle of a cash crunch, a credit counsellor can help give you an objective assessment of your financial situation. But what will it cost?

Identify and avoid the main causes of financial problems, and save yourself the stress and strain that comes with them.

What you need to know about how and when to declare bankruptcy.

Drowning in debt? There are options for creating an affordable plan to reduce your debt to a manageable level.

We often hear talk of debt ratio in the financial news, and of its impact on the finances and valuation of companies. But what is it and how does it work?

The health impact of debt is a daily reality for many people. Are you one of them? Here are four signs debt problems may be putting your health at risk.

Separating is the first tough step. Then comes the agonizing money matters. When divorce looms, how should you go about dividing the debt? Here is some advice.

It's a boon when you need it, but a bane to pay it off: here are the most common pros and cons of a business line of credit, and how it can help if used wisely.

If money is a source of stress, you can still have a good vacation without making your situation worse. Here are eight fun holiday ideas if you're on a tight budget.

Compulsive or impulsive buying can lead to debt problems. Is it time to get worried? Here are some easy hints to help you stop your runaway urge to shop.

You came up short again and are wondering what to do. Is a payday loan a quick way to fix debt? Or a source of more financial worry? Here's what you should know.